Best Check Online Casinos 2024

By Dhruvil Sadhu 03.03.2023, updated 14.12.2024

Table of Contents

Can you use checks to deposit and play at Check online casinos? Yes, that's possible. However, you won't be using the physical paper checks you're familiar with; instead, you'll use online checks. They both work similarly, but the latter is processed digitally. Therefore, this review of the best Check casinos will explain how online checks work (for those who are inexperienced), how you can withdraw and deposit via the option, and its transaction times and fees. We'll also showcase where checks are popular and list the top online casinos that take checks.

General information about check payments

There are varying texts on the internet that present different hypotheses of the origin of checks. Some say that the first check was used in India (during the Maurya Empire, from 321 to 185 BC). Other texts say that it wasn’t until the 1500s that checks were used. In the early years, they were known as a bill of exchange, which was made by a banker’s order to their customers, requesting them to pay a certain sum of money to payees.

Fast-forward to the 1960s, when checks were popular payment options. They allowed users to move money from one bank to another smoothly and securely. In this era, clearing houses were established to facilitate this fund transfer from a central location.

This led to adding Magnetic Ink Character Recognition (MICR) formats on checks, enabling automated sorting and check routing between banks. As technological innovation would have it, users, including online gamblers, can now use electronic checks (filled and sent securely over the internet) to pay for services to merchants like real-money online casinos that accept checks.

How do checks work with online casinos?

It seems unreal that you can write a check online, use it to deposit at the best Check casinos, and play your favourite casino games. However, this is possible. Simply put, an online check is a digital money transfer from your bank account to another user’s or merchant’s bank account. Online checks are also known as eChecks.

We mentioned earlier that online checks work like paper checks. The difference is that online checks are sent digitally, and you don’t need to write them by hand. Instead, you fill in the required information on an online form, such as your name, bank routing number, bank account, etc., and then send the check digitally. It goes without saying that players should have an account with a banking institution that supports this payment method to allow deposits to new Check casinos.

Also, your bank account should have funds for the deposit to go through. These online checks are processed by the domestic Automated Clearing House (ACH) network. So, after filling in the required data and sending the check, the recipient, in this case, the Check online casino, sends a payment request to the domestic ACH network. After the network has confirmed the availability of funds in the player’s bank account, the money is withdrawn and sent to the recipient (a Check casino).

Check market coverage

Checks were very popular in the 20^th century but not so much in the 21^st. Still, you’ll find a good number of online casinos that take checks. This payment method is available in countries with a banking system. However, over the years, some jurisdictions have slowly phased it out due to the emergence of modern payment systems like e-wallets and cryptocurrencies.

Even so, online checks are available in Europe, North America, and other continents. Some of the countries where online casinos that take checks can be found include

• UK
• Canada
• France
• New Zealand
• Ireland
• Australia, etc.

The domestic ACHs in countries where online checks haven’t been phased out usually process the bank-to-bank transfers in local currencies. As such, you can use GBP, CAD, NZD, USD, EUR, etc., to deposit and play for real money, as long your preferred online casino with Check supports your currency.

How to deposit to online casinos with checks

Now that you have an idea of how online checks work when depositing to Check casinos, you’re ready to do it practically. However, first, you must create a casino login. So, choose any of the suggested top Check casinos on this page and register by providing personal information such as your address, DOB, city, mobile number, name, email address, currency, etc. Afterwards, you can follow the guidelines below to deposit money into a Check casino online.

1. Sign in to your new Check casino account.
2. Navigate to the cashier section of your player account and select the Deposit tab. You can also hit the ‘Deposit’ button pinned on your online casino’s homepage.
3. Select ‘Check’ as your preferred deposit method from the list of options. In some real-money online casinos that accept checks, this option could be labelled as ‘eChecks’ or even ‘ACH.’
4. Afterwards, you’ll be presented with an online form where you need to provide data such as your bank’s routing number, bank account, and any other relevant information to facilitate the transfer.
5. Enter how much you wish to deposit. Generally, checks allow deposits in large amounts. So, ensure your preferred amount is within the casino operator’s minimum and maximum ceilings.
6. Finally, hit the ‘Deposit’ button to complete the process and wait for the fund to reach your player account.

In this process, your online casino that takes checks will contact your bank. The bank will then process it, and after all security checks, the eCheck will be issued to the casino, after which the funds will be reflected in your balance. Remember this deposit is deducted from your bank account.

How to withdraw from online casinos with checks

You’ll not find many online casinos that accept check withdrawals. In case your gambling site doesn’t, you should opt for alternative methods listed on the site. You’ll find some of our best payment method alternatives at the footer of this page. So, follow the outlined process below to withdraw your winnings via checks.

1. Log in to your ideal online casino that takes checks.
2. Go to your profile and select the ‘Withdraw’ tab under the cashier menu.
3. Next, select ‘Check’ or the respective option as your withdrawal system.
4. Type in the amount you want to withdraw. Keep in mind the online casino’s withdrawal limits.
5. Afterwards, provide your bank details and click the ‘Withdraw’ button to complete the process. Now, you just need to wait for the winnings to reach you.

Check transaction times and fees

Online check transactions aren’t the fastest way to add funds to your casino account. This is because deposits can take 1-3 business days to be processed through the ACH network. This deposit delay is a blessing in disguise for some players since it helps them manage their spending and avoid impulsive deposits.

Withdrawals via checks in online casinos will also take longer, about 3-5 business days to hit your bank account. Regarding transaction charges, checks are a cost-effective option since players won’t incur any. However, this may depend on your bank, as some might impose a fee. Also, some online casinos with Checks may have transaction fees. So, it’s important to check this information beforehand.

Pros and cons

Pros

• Safe transactions since they go through top-level security verifications.
• Little to zero fees.
• Checks are available worldwide.
• Easy to use and doesn’t require additional registrations or bank cards.

Cons

• Slow deposits and withdrawals.
• Not many online casinos accept checks.
• It may not be available for withdrawals.

Convenience and safety of check payments

Checks are available globally, meaning they’re accessible to all players. Furthermore, using online checks is easy, and there are usually no additional fees involved. Check payments are also the safest since they go through various verification checks in the ACH network. This network verifies customer data before processing any payments and encrypts all data for enhanced security.

Conclusion

Although check payments aren’t as popular now as before, players can still find a good number of online casinos that accept the payment option. Online checks are easy to use, have little to no transaction charges, and provide a direct link to your bank. The payment option is also highly secure, providing protection when playing at Check online casino. Also, players can generally move larger sums with checks than some other payment options. Nevertheless, deposits and withdrawals in Check online casinos are slow.