Best American Express Online Casinos 2024

Nobody wants deposits or withdrawals to be a headache when trying to immerse in all the iGaming action. That's why choosing a suitable banking method, like American Express, is so important. It brings safety, convenience and peace of mind—everything needed to feel like a VIP player. The best part is that many online casinos support it. But not all are reliable. Playing at the best American Express casinos is a first-class ticket to big bonuses, fast payouts, and special treatment. With its unmatched reputation for security and speed, you’re in for a superior online gambling experience. Grab your AmEx card and sign up for real money gaming action.

This review will give the inside scoop on how AmEx takes real money play to the next level. Tips will be provided to make deposits and cashouts as smooth as silk. There are also details on how casinos with this banking method roll out the red carpet with great deals, privileges, and gaming services. Read on to learn about American Express and its use in modern gambling.

Best American Express online casinos

American Express facts

✅ Name American Express
📊 Category Cards
🌍 Geo Angola, Argentina, Australia, Austria, Bahrain, Bangladesh, Belarus, Bolivia, Bosnia and Herzegovina, Brazil, Bulgaria, Cabo Verde, Canada, Chile, China, Colombia, Congo, Croatia, Cyprus, Czech Republic, Denmark, Dominican Republic, Ecuador, Egypt, Ethiopia, Finland, France, Georgia, Germany, Greece, Guyana, Hong Kong, Hungary, India, Indonesia, Italy, Japan, Jordan, Kazakhstan, Kenya, Kuwait, Latvia, Luxembourg, Macau, Macedonia, Malaysia, Maldives, Netherlands, New Zealand, Nigeria, Oman, Panama, Paraguay, Peru, Philippines, Poland, Portugal, Puerto Rico, Qatar, Romania, Rwanda, Saudi Arabia, Serbia, Seychelles, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sri Lanka, Sweden, Switzerland, Taiwan, Thailand, Uganda, United Arab Emirates, United Kingdom, Uruguay, Venezuela
📅 Established 1919
👨‍💻 Support Tel. 1-800-528-4800, Live chat
➡️ Deposit yes
⏱️ Time to deposit 1-3 days
⬅️ Withdrawal yes
⏳ Time to withdrawal 1-3 days

General information about American Express

American Express has been around for a long time since it started as a freight company in the 80s. This financial giant got its start from the merger of three express companies way back in 1850. Henry Wells, William G. Fargo, and John Warren Butterfield owned those firms. These individuals joined forces to create a new joint-stock corporation, the American Express Company.

It’s unbelievable how the company changed over the years to become the global payments giant it is today. One thing about AmEx is the focus on providing tip-top service and building trust. Even in the early days, when they were moving valuables for people, they established a good reputation for being reliable and secure. In the late 1800s and early 1900s, they launched new financial and travel products to help clients trade and move around. And in the 1950s, they introduced a charge card, giving people a new, convenient way to pay and transact offline and online.

Current outlook and offers

American Express has different products, from charge and credit cards to travel services. Many of their cards even give rewards and perks, which is pretty sweet. Their cards are great for shopping online or travelling since they are convenient and secure. The global payments network enjoys reliability as a premier payment option. On top of that, AmEx cards work at many online casinos. The cards let you deposit and withdraw your funds safely and conveniently. 

With a focus on customer service, security, and convenience, AmEx is one of the most popular online payment methods. No wonder over 110 million people globally use their cards today. And get this – the company is still expanding and adding new features to its payment products. The payment option now has an app that facilitates online transactions. So, if you’re down to wager, do it at online casinos that take American Express.

American Express market coverage

American Express is currently accepted in more than 160 countries. Many of these are gambling-friendly, so you can use the payment method in online casinos. The number of gambling sites partnering with AmEx is growing immensely each year. This service is straightforward to use and super popular with players. That’s why many more casinos are now adding it as a payment option. Here are some of the top countries where you can find the best American Express online casinos:

  • The US: Not all states allow online gambling, but in places where it’s legal, you can find casinos taking American Express.
  • Canada: For Canadians, several international and Canadian gambling sites accept AmEx for deposits and withdrawals.
  • The UK: If you’re looking for top American Express online casinos in Britain, there are many sites with all kinds of games and sweet perks.
  • Germany: The number of AmEx gambling venues in Germany isn’t huge yet, but you can still find some good options.
  • New Zealand: With its growing gambling landscape, you’ll definitely find casinos accepting American Express payments.

And when it comes to currencies, American Express accepts pretty much all the popular ones worldwide. These include

  • US Dollar (USD)
  • Canadian Dollar (CAD)
  • British Pound (GBP)
  • Euro (EUR)
  • Australian Dollar (AUD)
  • New Zealand Dollar (NZD)
  • Swiss Franc (CHF)
  • Japanese Yen (JPY)

Clearly, this payment method has a global focus. It may not be available in all countries, but its market coverage is admirable. If your local laws allow online gambling or you can access offshore casinos without any legal repercussions, look for the American Express logo in the casino’s cashier section. If it’s available, load your account with cash and swing into exhilarating slots, table games or live dealer action.

How to pick the best American Express casino

When choosing the best online casinos with American Express, make sure it’s a quality all-around operator, not just a site that happens to take AmEx payments. When you follow this checklist for vetting top American Express casinos, you stack the odds in your favour of choosing the best. A platform that excels in safety, rewards, entertainment, payments, customer service, and mobility is your winning game plan for spectacular gambling sessions every time. Here’s a walkthrough of what to look for:

Licensing and regulation 

You’ll want to see heavy-hitter regulatory bodies like the UK Gambling Commission backing up the casino. That means this place plays by the book – strict rules to keep players safe and offer legit games they can trust. No funny business allowed. Generally, it’s reassuring to know someone holds them accountable.

Mobile gaming 

Ensure the gambling site has a fully optimised mobile casino version with iOS and Android apps or a responsive website. This allows playing games on the go from smartphones and tablets. Mobile compatibility means players can take the fun anywhere and never miss out on a winning spin.


The top priority is keeping personal and money details away from shady characters, right? Look for AmEc casinos with the latest encryption, ID checks, and other tech to lock your info down tight. That way, you’re protected if any intruders come snooping around. Safety first!

Bonuses and rewards 

Watch out for juicy welcome deals, free spins, reloads, and VIP perks, especially if you can use them with American Express deposits for extra playtime. But get out your magnifying glass to read the fine print. Avoid unexpected bonus surprises. More real rewards mean more fun.

Game variety 

With diverse options on the table, you can pick your favourite slots, tables, live games or whatever it is you prefer. Variety is the spice of life. Having a one-stop entertainment platform with various titles keeps things fresh. But if slots are your preference, there are sites dedicated to reel action exclusively.


Make sure the casino accepts AmEx payments. If both deposits and withdrawals via this banking option are supported, that’s even better. Next, check that deposits are instant and withdrawals are processed swiftly after pending periods. Also, examine other payment options if you want to switch it up. Quick access to your funds is clutch.

Customer Support 

When wagering online, you want to know someone has your back in case of any hiccups. This is key. Test the live chat, phones, and emails to see if real humans are there to lend a hand, and quickly so. Good customer service can make or break the experience. 

Top American Express cards you can use in online casinos

When it comes to using American Express in online casinos, you’ve got options. Below are some of the most popular AmEx cards that gambling sites accept:

  • Gold Card: This is a popular, mid-tier card with solid rewards for casino players. It has a $125 annual fee after the first free year. Cardholders get credits for travel, hotels, and concerts and can earn points for purchases. 
  • Green Card: This is the most commonly accepted American Express card for gambling. It costs $95 annually after the initial free first year. You can earn points on flights, shops, and more as you spend.
  • Platinum Card: It works like a debit card but with AmEx security. Users load funds and use them until the balance hits zero. This is the top option for heavy gamblers who Want to maximise rewards.
  • Everyday Card: Here, the card issuer pays the balance monthly if you pay it off. There are no interest fees as long as you pay in full. This is the easy, no-frills card for players who want simplicity.
  • Prepaid Card: This one has no annual fee. Cardholders get credits for travel, hotels, and concerts and can earn points for purchases. This allows users to benefit without a line of credit.
  • Charge Card: It is for big spenders willing to pay hundreds in annual fees. Users get cashback on purchases at certain outlets. This is for disciplined players who pay balances promptly.

How to apply for American Express card

American Express has all kinds of credit cards for different needs. Regardless of the card you want, the application process is generally the same. Here’s how to apply for an American Express card step-by-step:

  1. Choose an AmEx card that fits your lifestyle best. Check out the rewards programs, annual fees, interest rates, and other perks to choose your favourite. The Gold, Platinum, and EveryDay cards are hot picks.
  1. Ascertain you meet the eligibility requirements before applying. This includes things like credit score and income level. It saves you time by ensuring you only apply for a card that you qualify for already.
  1. Get all your info together before starting the application. These include your Social Security Number, income, job details, address, etc. It makes things smoother.
  1. Apply for the card. You can do so online at or call their reps to apply by phone. It should take 10-15 minutes tops.
  1. Send the required verification documents. If your card needs extra verification, send over documents proving your identity or income. It helps stop scammers in their tracks.
  1. Sit back and wait for the decision. It usually takes 2 weeks or less. Check online or call support if you don’t hear back after registration.
  1. Activate your card. As soon as your new card shows up, activate it online and set up your account access. Then get ready to use it.

When everything is done, make purchases with your AmEx or deposit to your casino account to start raking in rewards and having a blast. As you can see, applying for an AmEx card is super easy. With one in your wallet, you’ll enjoy smooth payments and top-notch security when gambling online.

AmEx credit vs debit cards in online casinos

A few differences exist between American Express credit and debit cards. And, of course, both have their pros and cons.

With AmEx debit cards, you play with real money in your bank account. You can only spend what’s there. This can help you stick to a budget, which is good for responsible gambling. But these debit transactions often have hefty fees – both from the bank and casino. Those add up quickly.

Conversely, AmEx credit cards allow you to spend funds that aren’t in your account yet. You pay it back later (with interest, of course). Here, the fees are way lower compared to debit cards. Those tiny interest charges beat high transaction fees!

In a nutshell, AmEx debit cards are good if you want to track funds or avoid debt carefully. But credit cards usually give more flexibility and lower overall costs. Either way, you get that top-notch AmEx security and service when depositing at your favourite real money casino.

How to deposit to online casinos with American Express

Funding your casino account with American Express is smooth sailing. The process entails a few easy steps, detailed below:

  1. Confirm that your AmEx card is active. First, log into your American Express account to confirm your card is activated with available funds. Money needs to be there for deposits to go through.
  1. Sign up at your preferred AmEx casino. Look for a “Join” or “Sign Up” button on the casino website and click on it. Create a real money account by providing personal information like name, email, birthday, etc. It just takes a minute.
  1. Visit the cashier section. Log in and click the cashier or banking button after registering. This is where you make deposits.
  1. Select American Express as the deposit method. In the cashier section, scroll down and choose American Express from the deposit payment options.
  1. Enter your AmEx card details. Provide the 16-digit card number, expiration date, 3-digit CVV code, and your name. Don’t continue before making sure all information matches your actual card.
  1. Input the deposit amount. Type in how much you want to deposit, typically $10-$20 minimum up to $2500 maximum.
  1. Confirm the transaction. Review the details carefully before authorising the deposit request.
  1. Get a confirmation code. A 6-digit code will be sent to your mobile number to finalise the AmEx deposit.
  1. Start playing your favourite games. Once deposited, your funds are available immediately, and you can start playing real money games immediately.

Depositing with American Express is painless and straightforward. Now you’re ready to hit those tables and win big.

How to withdraw from online casinos with American Express

Heading to the cashier to withdraw your winnings is one of the most thrilling parts of online gambling. When that money hits your account, the celebration is on. American Express fast withdrawal casinos expect you to follow these steps:

  1. Log in and visit the cashier section: First, log into your real money account at the AmEx casino. Click on the “Cashier” or “Banking” tab, which is typically found easily in the top or side menu. This is the headquarters for managing your funds!
  2. Select “Withdrawals” and American Express: Once in the cashier, look for and click on the “Withdrawals” option. The complete list of all the payment methods accepted at that gambling site for cashing out should pop up. Scroll down and select your American Express card as the withdrawal method.
  1. Enter the amount: This is where the fun comes in. Decide how much you want to withdraw back to your American Express card. Ensure it’s within the minimum (usually $20 or $30) and maximum limits, which can be thousands for VIP players.
  1. Double-check card details: Before submitting the withdrawal, carefully verify that the American Express card number is legit, its expiration date and the name on the account match the info on the actual card you used to deposit funds initially. This ensures your money goes straight back to your account.
  1. Confirm the withdrawal: When all the details check out, hit submit. Expect a confirmation email shortly after stating your withdrawal request is being processed.
  1. Now wait: The funds take a bit to move from the casino to your American Express. But not too long – within 3-5 business days.

As you’ve seen, withdrawing money with AmEx is easy and convenient. The only downside is the long payout time.

AmEx casino transaction times and fees

Before using American Express at online casinos, there are some key things to know. First, deposits with AmEx go through instantly. This rocks because you can start playing games right away. But withdrawals take a bit longer – around 3 to 5 business days. It depends on your bank’s processing speed. So be patient with your winnings.

Now, for fees, some casinos charge for AmEx withdrawals, conversion, or general credit card use. So, read the withdrawal terms to avoid surprise fees. Also, American Express charges yearly card fees and a 5% merchant fee, depending on your card type.

One last thing. New American Express users may have to verify deposits and withdrawals. This means submitting an ID to confirm your identity. It’s annoying but necessary for security. Knowing all this sets you up for smooth sailing with online casinos that accept American Express.

What to do if AmEx blocks casino deposits

Is your American Express deposit blocked? That’s a bummer when you want to play some real money games right away. But don’t worry. Following these easy steps, you can get it sorted out in no time.

  1. Check if you hit your credit limit. First, check your AmEx app to see if you bumped up against your credit limit. If so, call customer service and ask if they can raise the limit for your casino deposit. If they can’t raise your limit, you’ll have to use a different card or payment method with available funds instead.
  1. Call customer support. If your limit is okay, the block might be because AmEx thought your deposit seemed fishy. Call them and explain that you’re just trying to deposit at a legit American Express online casino. In most cases, they’ll get it unblocked quickly with some clarity from you.
  1. AmEx may block deposits in highly regulated gambling markets. This payment solution may decline or block deposits in some states where gambling is highly regulated. For example, you cannot use credit cards for gambling in the UK. That means AmEx credit cards are not usable in UKGC-licensed casinos. You’ll have to pick another way to fund your account if stopped for legal reasons.

The point is—don’t stress if your American Express deposit is blocked or rejected. With a quick call to customer service or swap to a different payment method, you’ll get it figured out and play casino games in no time.

American Express casinos pros & cons


Instant deposits: Deposits are processed instantly, so your funds are available for playing immediately after you add them to your casino account. No waiting.
Safety and security: American Express uses top-tier encryption, fraud monitoring, and transaction transparency features to keep your information and money safe.
Wide acceptance: American Express is offered in major online casinos worldwide thanks to the card’s longevity and popularity since 1850.
Mobile app: The user-friendly AmEx app allows you to manage your account, check balances, review transaction history, make deposits/withdrawals, and more on your smartphone.
Points and rewards: AmEx cards earn membership rewards points redeemable for cash, gifts, travel, and more.


Withdrawals not available in most casinos: While deposits are widely accepted, not all casinos process payouts back to American Express cards.
Slow withdrawal times: Where available, American Express withdrawals can take 3-5 business days to process due to bank/card policies.
Annual fees: Premium AmEx cards like Platinum and Centurion charge hefty yearly membership fees ranging from $250 to $695.
Merchant fees: Online casinos must pay around a 5% processing fee to accept American Express payments. This extra cost is usually transferred to players.

Convenience and safety of American Express casinos

As a player, you understand how important it is to know your hard-earned cash is safe when you deposit it to gamble online. You work hard for that cash, so depositing it should be smooth, secure, and convenient. American Express has been around since 1850, so its reliability is unquestionable. Depositing takes just a few minutes by entering your card details – easy peasy. Cashing out winnings may take 3-5 days, which is standard among debit/credit cards.

Security is also a top priority for American Express. They text unique codes to your phone to verify each transaction initiated. Their app uses cool features like fingerprint ID to keep your account on lockdown. If they detect any shady stuff, they lock your card and contact you to ensure everything is transparent. They’ve got your back.

But like any other online payment solution, there are always risks to watch out for. These include

  • Typos on your card number can mix up transfers, so double-check before hitting continue.
  • Weak passwords make it easier for intruders to gain access to your money. Use long, robust, and complicated ones.
  • Losing your password deadbolts your funds, so set up backup logins.
  • AmEx may block some deposits deemed suspicious. This can be an inconvenience.

No payment method is 100% risk-free. Luckily, you can get around most risks by taking some precautions. American Express offers an awesome combo of easy, quick deposits with top-shelf security. You can feel solidly safe using them to fund your online casino account.

American Express casino bonuses

Wagering at online casinos that accept American Express comes with sweet casino bonuses. Unlike some e-wallets whose casino deposits don’t qualify for match bonuses, AmEx deposits don’t usually have limitations. Enough talk! Here is a breakdown of some top Amex casino bonuses:

  • Welcome bonuses: Grab extra cash, free spins, or juicy deposit matches. Just sign up as a new player and make your first deposit. Casinos often match your first AmEx deposit by a certain percentage up to a predetermined amount. This may be $500, $1000, $2000 or more. That effectively doubles or triples the amount of cash you have to play with. Some sites provide half or quarter-matches too. Either way, it pads your bankroll from the onset.
  • Free spins: Unlock free spins for specific slot games when you fund your account with this banking method. You may get 20, 50, or 100 free spins on popular slots. Make sure to check which slots you can play with the bonus spins.
  • Reload bonuses: Get more free spins or deposit match bonuses when you reload your account using AmEx. You may score bonus matches between 25% and 50% on future payments to your casino account. The reload bonus funds give your bankroll a timely boost.

See, depositing with AmEx gives you access to excellent bonuses and promos. And with new American Express casinos, the offers are bigger and better, so you’ll be playing and winning in style. These rewards can take your gaming to the next level. Just understand the conditions and wagering requirements before playing.

American Express casino games

Imagine entering a glitzy Las Vegas casino surrounded by endless rows of state-of-the-art slots and tables. All that entertainment is available on your phone or laptop anytime you play at American Express online casinos. Top online casinos accepting American Express bring the thrills of Sin City straight to you—talk of heart-stopping action 24/7. As soon as you fund your account, you’ll be dazzled by hundreds of the hottest new video slots. With cinematic 3D graphics, explosive bonuses, and jackpots worth millions, these games grab you by the collar and never let go.

For players who fancy mind-boggling live dealer games, don’t worry. You can rub virtual shoulders with live dealers in blackjack, baccarat, roulette, and poker tables. It’s like having your VIP seat at the tables—chit-chat with croupiers for that authentic buzz.

Video poker still rules supreme at the best American Express online casinos. Find all your favorites, like Jacks or Better and Deuces Wild. With multiple winning ways and massive payouts, the games at these casinos are unrivalled.

Interestingly, new titles are added weekly. So, there’s always a fresh adventure waiting around the corner. So why wait? Join the thrill ride now by playing real money games at any online casino with American Express.

Online slots in American Express casinos

Rolling in the best American Express casinos opens the doors to unrivalled slots extravaganza. You’ll find action-packed games with cutting-edge designs, explosive features, and giant jackpot mechanics.

When you join a top AmEx casino, you’ll have hundreds of cinematic 3D video slots under your fingertips. With each spin, brace yourself for free games, expanding wilds, bonus wheels, and more surprises to liven up the drama.

The top developers are locked in an arms race to push boundaries. NetEnt, Microgaming, and Playtech dish out new slot innovations weekly. Each game tells an immersive story with sleek animations and pumping soundtracks.

Some of the most jaw-dropping progressive jackpots are found in AmEx casinos, too. Major Millions, Mega Moolah, and Divine Fortune frequently award life-changing sums. A lucky spin here could make you an instant millionaire. So, find an AmEx casino today and embrace the thrill ride with top-quality slots.

Online blackjack in American Express casinos

Depositing with American Express ushers you into the elite world of online blackjack. Take your seat among eagle-eyed pros and live out your card-slinging dreams. Old and new American Express casinos offer endless blackjack varieties. You’ll find unique variants like Blackjack Switch, Pontoon, and Spanish 21—each with its own rules and bet limits.

Take on the best blackjack games online right now. One deposit opens the door to VIP action fit for a high roller. And one big win could make your day. Outsmart the house and claim your throne in the Blackjack Hall of Fame.

Online roulette in American Express casinos

Take your seat at the virtual wheel for non-stop excitement, big bets, and red-hot action. The best American Express casinos offer every roulette variant under the sun. European, American, French – you name it. With deep gameplay, low minimums, and high maximums, roulette lets you play at your own pace and budget.

With outside and inside bets, columns, dozens, and red/black, roulette offers endless betting flexibility. You can keep it simple or get creative with combinations. The only limit is your imagination. Become a roulette royalty from the comfort of your home. AmEx deposits let you spin with the highest of rollers. So, set your sights on 35:1 glory and watch those winnings rack up.

Online baccarat in American Express casinos

Forget crowding around smoky Vegas tables. Choose an ideal AmEx casino and enter the sophisticated world of online baccarat. This is your chance to sip champagne from home and experience virtual high-roller excitement.

Join the baccarat elites across digital tables fit for royalty. With easy-to-grasp rules and a low house edge, you can roll like a whale against the dealer. Make those AmEx deposits count as you bet on Banker, Player, or Tie, and watch the cards unfold in real time.

For high-stakes casino thrills, jump into the VIP baccarat tables and interact with players who don’t mind risking more. Ditch the noisy slot floors and enter the prestigious big-money online baccarat tables with American Express casinos.

Crash games in American Express casinos

Forget the slots and tables; crash games are where the real action is at American Express online casinos. With hits like Aviator, Rocket Dice, and the classic Plinko, there’s no shortage of crash games online. Each title provides a fresh twist while capturing that same unpredictable spirit.

Log in to your favorite online casino with American Express and take these thrill rides for a spin today. Just be ready for the plunge when that crash arrives. The sights and sounds will immerse you in the futuristic setting.

Live games in American Express casinos

Are you bored of dealing with machines? Top American Express casinos bring real croupier action straight to your home. It’s all about interactive live tables fit for everyone. Make that deposit and grab your virtual seat.

Take on blackjack, roulette, and baccarat dealers with actual talent. HD streams place you at the heart of the action across multiple cameras. Chat in real-time for maximum authenticity from home. Overall, you won’t miss out on any part of the fun. 

The live casinos add variety, too. Lively game shows with authentic hosts crank up the excitement. Compete against others for big prizes with real money on the line. So, say adios to robotic dealers and let these high-end online casinos transport you into thrilling live casino realms hosted by pro talent.


After weighing the pros and cons, American Express is ideal for real money play. The payment method wins big for convenience. Deposits take mere seconds. Just enter your card details, confirm the transaction and the money is instantly loaded. Withdrawals made using American Express cards are processed in days. But this is standard for most cards—no issues there. Security is also rock solid. American Express utilises the latest encryption, fraud monitoring, and alerts to keep your money ultra-safe. So, no concerns in that department.

Should you pick an American Express casino, welcome bonuses, free spins, cashback rewards and more await you. And the game variety is spot on, with all popular casino games covered. The only downsides are occasional deposit blocks and those high premium card fees. But these are minor hiccups, given the many positives.

The bottom line is American Express provides a seamless, world-class online gambling experience. For convenient, safe payments and fantastic bonuses, AmEx casinos are absolutely the way to go.

American Express casinos FAQ

What is American Express?

American Express (AmEx) is a renowned global financial services company founded in 1850 that provides credit cards, bank accounts, loans, and more. It is used worldwide by millions for purchases and payments. They focus on excellent customer service, convenience, rewards programs, and security for cardholders.

What AmEx cards can I use with online casinos?

Popular American Express cards like Green, Gold, Platinum, and Centurion are widely accepted at top-tier online casinos worldwide. When depositing, look for the AmEx logo to ensure your card is accepted. These cards allow quick, easy funding to play real money games right after depositing.

How fast are American Express transactions?

American Express casino deposits are processed instantly, so your funds are available immediately after depositing. Withdrawals typically take 3 to 5 business days to transfer from the casino to your AmEx account. This is due to bank processing times—still faster withdrawals than bank transfers.

Can I claim bonuses in American Express casinos?

You can claim lucrative welcome bonus offers, free spins, cashback deals, deposit matches, and other promotions. Sign up for a gaming account and deposit using an American Express card.

Is it a safe payment option?

AmEx utilises advanced security features to secure your money and personal information. These include encryption technology, fraud monitoring systems, unique transaction verification codes, and real-time account alerts. It also provides purchase protection and zero fraud liability. You won’t be liable for transactions made fraudulently without your consent as long as you have taken all necessary measures to protect your account details and PIN.

American Express alternatives